Wells fargo active cash card reddit. Please to announce I got approved for the Wells Fargo A...

If any one cares, I have seen questions on approval crite

Check Now. Call 1-800-642-4720 or visit a Wells Fargo location . Equal Housing Lender. 1. Additional terms and conditions apply. Balance transfers have no grace period. If your card earns rewards through Wells Fargo Rewards ®, rewards will not be earned on balance transfers. If you transfer amounts owed to another creditor and maintain a ...The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ... Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.Ok I just looked at my credit report through credit karma. My credit report also shows a score of 787. 0 derogatory marks. But its showing an overall 1% credit usage across my Discover IT and Amex Gold. 1 Hard Inquiry. Unfortunately, its showing my approval chances for Wells Fargo Active Cash is poor.Savor One offers 3% on groceries. Authograph has no grocery multiplier (advantage: Savor One) Autograph offers 3% on all things travel and transit. Savor One has no travel multiplier (advantage: Autograph) Autograph offers 3% on cell phone plans and cell phone insurance. Savor one does not have a cell phone plan multiplier but does (I think ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.It says Visa Signature on the card at the top of the application- even if not everyone gets it. Yes, some will receive the signature and some will not. Usually the standard signature limit is 5k, but some banks vary and will allow it on lower limits. I’d expect if you receive a 5k limit, it will be a signature card.A 2% cash-back credit card that offers an introductory sign-up bonus is rare. The Wells Fargo Active Cash® Card is an exception. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards ...Thank you, they hold my checking account and would be nice to get max and carry these daily and rotate 5-% cards. Noticed some cards only get 1% 🤪 Platinum gets car insurance so would like 2% active vs 1% the autograph gives and well costxo trips would be nice at 2%. Nice to pay/transfer from checking and watch the money leave checking.Wells Fargo Active Cash ® Card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1. $0 Annual Fee. Important Credit Terms. ... Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). ...Re: Wells Fargo Active Cash approved. Congratulations on your Active cash credit card from Wells Fargo. I can tell you fromexperience that wells Fargo credit cards can grow fast to large credit limits. You do need to wate 6 months for your first increase then 4 months then after. I started with Propel credit card back DEC 2018 with a 7K limit ...Looking at the SuB for the WF Active Cash and Autograph cards, Active Cash gives $200 while Autograph gives $300 after spending the respective amounts of $1000 or $1500 within 3 months of card opening.. I currently have the CapitalOne Quicksilver card for my catch-all card, for purchases that don't fall into other higher bonus categories on my other cards. I am looking to replace this with the ...The Autograph has car rental CDW and no foreign transaction fees. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. would all get 2% instead of 1%. You should probably get them both. This means that in order to apply, you must have a high credit score and be eligible to be accepted for a minimum of a 5k credit limit. Based on this, they will likely keep the Cash Wise for anyone that doesn't qualify for the Active Cash. disgruntledJavaCoder • 2 yr. ago • 2 yr. ago. Lenders can actually choose to offer pretty much ...Fidelity 2% Card No Longer Has Foreign Transaction Fees. 180. 59. r/CreditCards • 14 days ago. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! Interactive widgets, live activities, & more.Blockfi 1.5% Bitcoin cash back or the Coinbase 4% back in XLM or GRT, 1% on Bitcoin or Ethereum are a great credit + debit combo. Venmo also has a neat crypto cash back card with 3%, 2% and 1% where they use your highest and second highest spend in 3% and 2% categories automatically. There’s no spend cap on 3% and 2% categories either.Wells Fargo Active Cash® Card Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months1 $0 Annual Fee Important Credit Terms Apply now Don't miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch.Sep 6, 2023 · The intro APR offers for the two cards differ. Wells Fargo Active Cash® Card: A 0% intro APR on Purchases for 15 months and 0% intro APR on Balance Transfers 15 months from account opening on ... Fidelity 2% Card No Longer Has Foreign Transaction Fees. 180. 59. r/CreditCards • 14 days ago. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! Interactive widgets, live activities, & more.9 Aug 2023 ... ... Card. Search for: Search. bitcoin. BTC$26,548.00. ethereum. ETH ... However well a blockchain alternative may do, it seems Reddit is pulling ...Maria Adams, Credit Cards Moderator. @m_adams • 12/14/21. Wells Fargo Active Cash® Card is a Visa, not a Mastercard. You can use your Wells Fargo Active Cash Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories. There are a few differences between Visa and ...IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, $200 SUB with $1000 spend in the first 3 months) and the Citi Custom Cash MasterCard (5% rewards on highest spending category per month up to $500 in spend, 1% rewards a...Wells Fargo Active Cash Bonus. I recently got the Wells Fargo Active Cash which if you spend $1000 you get a $200 cash rewards bonus. I have only used it for one transaction so far, a bill. Although this transaction shows up on the credit card, it is not shown as counting towards the $1000.Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.Active cash is max $200, for one-time intro party favors. Realistically, maybe not worth the 5-10 inquiry point hit on my credit scores. If I can get a decent limit, and 6 months waived, on a Home Depot card instead (albeit a worthless card, but good to take a deferred advantage of the coming collapse of building materials) it's almost preferable.This 2% card has a $200 SUB. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. But if you spend $10000 with this new card, …Ranked 6th out of 11 major credit card issuers — Wells Fargo ranked in the middle of its competitors in the J.D. Power 2020 U.S. Credit Card App Satisfaction Study. 4.8 / 5 — Apple's App Store ...I opted to replace my American Express Gold with a better 'all-around' rewards card- settled on the Wells Fargo Active Cash. 2% Cash Back on all categories, with no caps, no annual fee, and came with the following intro offers: 15 month 0% APR on purchases. $200 in Cash Back after $1k spend in 3 months. Credit Score: 830 (WF used TransUnion)If you keep between 50k and 100k with bofa, you can get 2.25% or 2.625% respectively back on all purchases with a no af card. They also have a no af card that can get you up to 5.xx% back on a catagoey a year, but it's limited to $2500. Spend a quarter. Ira, taxable investment account, cash, savings all count.The Wells Fargo Active Cash Card gets the nod largely because of its sign-up bonus and superior intro APR offer. By Gregory Karp Updated Oct 3, 2023 2:44 p.m. PDT Edited by Kenley Young...Wells Fargo has announced that legacy credit cards will be converted to the Wells Fargo Active Cash on August 20, 2022, with the new card arriving by mid September 2022. Not sure what is considered part of the legacy network. I assume my visa signature is donezo as well as the mastercard ones so I need to transfer the bulk of my visa signature ...It really is a 2% cash back on all purchases. They accumulate in your rewards account and can only be cashed out in increments of $25 unless you use a portal like travel. But besides that, there are no restrictions on how much you earn or where the money goes. You can request a check in the mail if you want.Wells Fargo Active Cash® Card. Wells Fargo Autograph℠ Card. Annual fee. $0. $0. $0 . Rewards rate. 1x points on rent purchases (on up to $100,000 every year)Emergency Cash Disbursement and Card Replacement. Auto Rental Collision Damage Waiver. Travel and Emergency Assistance Services. Roadside Dispatch ®. Visa Signature ® Concierge Services. Visa Signature ® Luxury Hotel Collection. Additional Terms. Your Guide to Benefits describes the benefits in effect as of 09/01/2022.Emergency Cash Disbursement and Card Replacement. Auto Rental Collision Damage Waiver. Travel and Emergency Assistance Services. Roadside Dispatch ®. Visa Signature ® Concierge Services. Visa Signature ® Luxury Hotel Collection. Additional Terms. Your Guide to Benefits describes the benefits in effect as of 09/01/2022. Wells Fargo "Go Far Rewards". I'm new to Wells Fargo. I received the Active Cash card in the mail today. The rewards system is disappointing at first glance. You can't redeem rewards for cash until you hit $25. That's actually ok with me because if we use this as our main 2% card we'll hit $25 in rewards each month no problem.If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back.Wells Fargo Active Cash or another CB option? Looking for thoughts on the WF Active Cash card. The intro special is $200 back for $1000 spent in the first three months. I’ll hit that easily and plan to buy a TV and a piece of furniture from IKEA to hit the promo. Is there a better overall card, or does this seem like the way to go? How to check your Wells Fargo credit card application status: By Phone: Call (800) 967-9521 between 5:00 AM and 7:00 PM, Monday through Friday, if you want to be connected to a live representative. Otherwise, you can always use the automated system. When prompted, say, "Check the status of my application.". Then, enter your Social Security ...Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...I heard that they don't do expedited shipping or provide a temporary card number, but they do let you add it to a digital wallet, so I was wondering if I could just add it to Apple pay or something and just immediately use it that way. If you guys know if that's possible, that would help a lot. Thanks. 4. 7.Pending charges peek-a-boo on new Wells Fargo card. I've recently gotten a Wells Fargo active cash card and I had no connection to the (apparently nefarious) Wells Fargo prior to this. Pending charges keep disappearing and reappearing on the card, as viewed on the app. I've never seen anything like it with a credit card.I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active Cash.New portfolio signals the bank's renewed focus on credit cards Wells Fargo Company (NYSE: WFC) announced today a new consumer credit card portfolio, signifying an expanded role for credit cards in the bank's transformation. In July, Wells Fargo will roll out the first card in its new Visa cards suite — the Active Cash SM Card, one of the industry's best cash back cards ever, with no ...From secured card to unsecured card, yes. I mean I would be happy that Wells Fargo upgraded my useless card to a 2% card. There are so many better sign up bonuses than spend $1k for $200. The WF college card if I recall had a time limit and after that time period is over they change your card to something else. Wells Fargo Active Cash Visa card not showing. I activated this card months ago... it has a balance on it and I'm making minimum payments; yet Mint won't show the card among my Wells Fargo accounts all in the same site login. It shows my checking account, my savings account, my credit card, some other accounts... but not the Active Cash account. Wells Fargo Active Cash ® Card . Unlimited 2% cash rewards on purchases Wells Fargo Autograph SM ... or an upgrade on a credit card. Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac do not provide credit repair ...If you're only going to use one card, I think Active Cash is better. It does have cell phone insurance, which I think most people can use, whereas the protections on the CFU are situational and mostly for travel. 2% on everything beats the CFU's multipliers for most people. The best reason to get the CFU is if you also have the Chase Sapphire ...Wells Fargo Active Cash® Card. Wells Fargo. Active Cash. Card. New Offer! Earn a $200 cash rewards bonus when you spend $1,000 $500 in purchases in the first 3 months1. Plus, earn unlimited. 2% cash rewards on purchases 2.19 Dec 2022 ... ... cards and some gift cards and a couple of bucks in cash in it. ... But the major banks involved (Bank of America, Wells Fargo and others) were ...Does WellsFargo Propel have the refer a friend feature? Just curious as to whether or not they have it like the chase freedom and freedom unlimited card. 4 comments. Add a Comment. dakotadick • 4 yr. ago. They will just sign your friends up for you and not even tell them. LearningFinance2019 • 4 yr. ago. Fair point.Wells Fargo Active Cash® Card. Wells Fargo Autograph℠ Card. Annual fee. $0. $0. $0 . Rewards rate. 1x points on rent purchases (on up to $100,000 every year)I got a Wells Fargo Active Cash and haven’t received $200 for spending $1000. I spent $1000 in September. How long does it usually take for introductory rewards to come? It took me two statements before I got it. If you’ve met the spending requirement, you should see the $200 bonus as pending rewards under your Wells Fargo Rewards account ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.The Wells Fargo Active Cash is an excellent flat-rate cash-back card. Since its release in July 2021, the card has established itself firmly as a new “plastic standard” when it comes to ...If you're only going to use one card, I think Active Cash is better. It does have cell phone insurance, which I think most people can use, whereas the protections on the CFU are situational and mostly for travel. 2% on everything beats the CFU's multipliers for most people. The best reason to get the CFU is if you also have the Chase Sapphire ...The Wells Fargo Active Cash® Card, for instance, offers new cardholders $200 cash rewards after spending $500 in the first 3 months. And the Wells Fargo Autograph℠ Card offers 30,000 points for spending $1,500 in the first 3 months. Alternative Credit Card That Offers a Referral Bonus. If you want to get a credit card with a solid …The Wells Fargo Active Cash® Card is as straightforward as credit cards come: Customers earn an impressive 2% cash-back rate on all purchases without having to jump through hoops....Considering Wells Fargo "Active Cash" card So USAA just told us their 2.5% unlimited cash back card is being replaced by a new card that is now 1.5% cash back, bringing it in alignment with most cards. We make thousands of dollars every year because we charge everything and pay the balance in full every month.I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago.Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and ...Re: Wells Fargo Active Cash approved. Congratulations on your Active cash credit card from Wells Fargo. I can tell you fromexperience that wells Fargo credit cards can grow fast to large credit limits. You do need to wate 6 months for your first increase then 4 months then after. I started with Propel credit card back DEC 2018 with …WF active cash makes more sense for the $200 SUB and cell phone protection. Citi DC might be a better option for those that already have Citi accounts. Yeah the Virtual Card is def. a plus citi bank but not sure how reliable they are with the new system. That's it. Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.Citi Double Cash vs WF Active Cash . I'm looking at getting 1 of these 2 options, mainly to pay wedding vendors. ... Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. You'll find great stories as well as horror stories on both lenders though, as is the case with every bank on ...Excellent, Good. Regular APR. 20.49% - 29.24% Variable. The Chase Freedom Flex℠ * and the Wells Fargo Autograph℠ Card both offer accelerated cash back on everyday spending categories, low ...Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 …I have a checking acct with them and have about a 740 score, but I've hardly used that checkg acct for the last couple years, and only had about $250 in it when I applied for Active Cash. Got approved, but for a pathetic $2500 (with my income and score most issuers give me $6K to10K right away).If you make a $30 purchase 2% is about $1.80 to $2 so you're getting 2 or more dollars back then you normally would on let's say Cap.1 QS with only 1.5% back. You'd only on a $30 purchase get back $1.50! 2% flat cards help you obtain more cash back at the end of the year then just 5% categories because those categories are LIMITED to only ...Income: $54,000. FICO Score: 735. First and only other CC: Apple Card. had since December, 2019. credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on time. I was approved for the WF Active Cash a couple business days after applying with a limit of $2,500. I know WF is known to give lower limits, and I very rarely have ...You simply swipe your card and let the cash back rewards pile up. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited ...The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ...Wells Fargo 250% CLI for Active Cash. I've had my AC for about 5 years (was the old college card before WF PC'ed it about 2ish years ago). Only received one CLI from $1200 -> $2000 about 4 years ago. Just called and asked for $2000 -> $5000 and was instantly approved with no hard pull. After reading many stories about WF being stingy with ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.FWIW, there is another Reddit post confirming Wells Fargo will launch the Autograph Visa card on July 13th. ... Active Cash to the Propel card.So that's 2%. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. There doesn't seem to be a specific minimum to redeem rewards for purchases or to buy with points. Citi Double Cash has a $25 minimum amount redemption.Wells fargo active cash sign on bonus. Wells fargo has a sign on bonus if you spend 500 with in 3 months get a 200 dollar cash bonus. Plus 0 interest for 15 months. I have an idea to sign up for this card to buy a ps5 for 500 ish and get the 200 bonus to basically get the ps5 for 300 ish.Wells Fargo no longer requires cash back to be redeemed in increments of $25. I just redeemed my cash back for my WF Active Cash. Historically, you had to put in an increment of $25. However, today it gave me the option to type in an amount. I typed in 96.02 to see what happened.WF active cash makes more sense for the $200 SUB and cell phone protection. Citi DC might be a better option for those that already have Citi accounts. Yeah the Virtual Card is def. a plus citi bank but not sure how reliable they are with the new system. That's it.Sebi Mitchell, Credit Cards Moderator. @sebim • 10/15/21. Yes, it is hard to get the Wells Fargo Active Cash® Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Wells Fargo Active Cash.The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. New cardholders can also earn a $200 cash rewards …Denied Wells Fargo Active Cash, what now? I’ve been looking for a good cash back card, and just applied for the WF Active Cash card, but was denied despite a FICO >750. I already own a Capital One Venture card, which I’ve been using for every purchase for the last two years. I realized I don’t travel much and would rather the 2% cash come ...Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000. . Concierge service, 24/7. Your Wells Fargo Visa Time to add a new card to the portfolio. I&# Cellular Telephone Protection can reimburse an eligible Wells Fargo Consumer Credit Card cardholder for damage to, theft of, or involuntary and accidental parting of your cell phone. It is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 ... For a $0 annual fee, the Wells Fargo Autograph c If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers. Wells Fargo Active Cash Bonus. I recently got the Well...

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